Through unwavering support and opportunities, Akhuwat works tirelessly to combat poverty, promote education, and improve healthcare for underserved communities. Our vision is simple – a world where everyone has the opportunity to flourish.
At Akhuwat, we believe in the power of informed lending. By leveraging data-driven insights, we ensure that every loan—whether for microfinance, education, or healthcare—drives meaningful change and creates lasting opportunities for growth.
Our interest-free loans give individuals the opportunity to build a better future without the burden of additional financial stress.
Our loans are completely free from hidden fees or processing charges, ensuring full transparency from the beginning.
We offer customizable repayment options and a hassle-free application process, ensuring convenience and flexibility for all, both online and in-person.
From smart lending to secure financial solutions, trust us to provide the support and expertise you need to achieve your financial goals.
We offer personal loans with no interest and no hidden fees, ensuring you can invest in your future with transparency and ease.
Read MoreAkhuwat Business Loan provides interest-free funding with flexible repayment plans to help grow your business.
Read MoreAkhuwat Housing Loan provides interest-free financing with flexible terms to help you own your home.
Read MoreAkhuwat Wedding Loan offers interest-free financing with flexible terms to help make your special day unforgettable.
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Akhuwat Foundation's Akhuwat Loan Apply 2025 program offers interest-free microloans to Pakistani citizens from low-income backgrounds. These loans support various needs, including small businesses, education, healthcare, and housing. Applicants must visit the nearest Akhuwat branch with necessary documents like a valid CNIC, proof of income, and a business plan if applicable. The application undergoes a social and business appraisal process before approval.
To check your Akhuwat Foundation loan application status online, visit the official portal: audit.akhuwat.org.pk. Log in with your credentials to access your application details. For assistance, contact Akhuwat's helpline at 03478787646.
To apply for an Akhuwat Foundation loan, follow these steps: 1. Visit the Nearest Branch: Locate your nearest Akhuwat branch using their official website. 2. Submit Required Documents: Provide copies of your CNIC, utility bill, photographs, and any other documents specified by the branch. 3. Application Processing: The unit manager will evaluate your application based on eligibility criteria. 4. Loan Approval: If approved, you'll be informed about the loan amount and repayment schedule. 5. Disbursement: Loans are typically disbursed through events at mosques or churches.
Akhuwat Foundation offers a range of interest-free loans to support the underprivileged in Pakistan. These include: 1. Family Enterprise Loan: For establishing or expanding small businesses, ranging from Rs. 10,000 to Rs. 50,000. 2. Liberation Loan: To repay exploitative high-interest debts, up to Rs. 40,000. 3. Education Loan: Covers educational expenses up to Rs. 25,000. 4. Marriage Loan: Assists with marriage-related costs, up to Rs. 25,000. 5. Emergency Loan: For urgent needs like medical expenses, up to Rs. 5,000. 6. Silver Loan: A medium-sized loan of Rs. 50,000 for business expansion. 7. Housing Loan: Supports low-cost housing initiatives.
Akhuwat Foundation's Housing Loan program offers interest-free loans to low-income families in Pakistan, enabling them to build or repair their homes. By promoting social welfare and community development, the foundation aims to reduce poverty and improve living standards, fostering dignity, independence, and empowerment for underserved individuals.
Akhuwat Foundation's Car Loan initiative provides interest-free financing to low-income individuals, enabling them to purchase vehicles for livelihood enhancement. This program aligns with Akhuwat's broader mission of poverty alleviation through Qarz-e-Hasna (benevolent loans), fostering economic independence and social equity. Loans are offered without markup, ensuring accessibility.
Akhuwat Foundation offers interest-free business loans (Qarz-e-Hasna) to empower economically disadvantaged individuals in Pakistan. These loans, ranging from PKR 10,000 to PKR 650,000, enable recipients to initiate or expand small businesses, fostering self-sufficiency and poverty alleviation. Applicants must be between 18–62 years old, possess a valid CNIC, and demonstrate the ability to manage a business. The process requires two non-family guarantors and a commitment to repay the loan without interest. Akhuwat's model emphasizes community solidarity and has disbursed over PKR 239 billion to millions across Pakistan.
Akhuwat Foundation offers interest-free personal loans, known as Qarz-e-Hasan, to empower low-income individuals and families in Pakistan. These loans support small businesses, education, healthcare, and housing initiatives. With over 800 branches nationwide, Akhuwat has disbursed billions in microfinance, fostering financial inclusion and poverty alleviation.
Akhuwat Foundation's Khawajasira Support Program (KSP), launched in 2011, empowers Pakistan's transgender community through financial aid, healthcare, vocational training, and social integration initiatives. Targeting marginalized individuals, particularly those over 40, KSP offers monthly stipends, medical services, and skill development opportunities to promote dignity and self-sufficiency.
Akhuwat Foundation, established in 2001, is the world's largest interest-free microfinance institution. Operating over 800 branches across Pakistan, it has disbursed over PKR 220 billion in Qarz-e-Hasna (interest-free loans) to more than 6 million families. Rooted in Islamic principles of brotherhood and compassion, Akhuwat empowers marginalized communities without collateral requirements. Its holistic approach includes education, healthcare, and social welfare initiatives, aiming to create a poverty-free society.
Akhuwat Health Services (AHS) is a key initiative of the Akhuwat Foundation, providing accessible healthcare to underserved communities in Pakistan. Established in 2009, AHS operates a health center in Township, Lahore, offering free consultations, subsidized medicines, and laboratory tests. Specialized clinics include diabetes, gynecology, psychiatry, and general medicine. The program is staffed by compassionate medical professionals committed to serving the underprivileged.
People who get loans from Akhuwat Services value our fairness, personal guidance, and easy process. Their trust motivates us to keep making loans simple and accessible for everyone.
Akhuwat Services made it easy for me to secure the financing I needed for my business. Their transparent process and personalized support gave me the confidence to grow my venture. I truly appreciate their commitment to helping individuals like me succeed.
The wedding loan I received from Akhuwat was a lifesaver. The interest-free terms and the flexible repayment plan gave me the peace of mind I needed for such an important day. I'm grateful for their support in making my special day stress-free.
As a mother of two, managing education expenses was challenging. Thanks to Akhuwat’s education loan, I was able to give my children the future they deserve. Their easy application process and helpful customer support made it all possible.
I was hesitant about taking a loan, but Akhuwat made the process straightforward and transparent. The team was always available to guide me, and I now feel more financially secure knowing I can rely on them for future needs.
Akhuwat's microfinance loans have helped me take my small business to the next level. Their clear communication and quick processing made all the difference, and I’m proud to be part of their network.
For fast answers, check out our FAQ section. If you can't find what you're looking for, reach out to our support team.
Akhuwat Foundation is a real and registered non-profit organization in Pakistan, known for offering interest-free microfinance loans to help underprivileged individuals start or grow small businesses.
Akhuwat boasts a high repayment rate of over 99%, thanks to its community-based model, strong borrower relationships, and involvement of religious and social values to encourage timely repayment.
To check eligibility, visit the nearest Akhuwat branch or contact them directly. Eligibility is based on need, business viability, character, and social standing, with a preference for low-income individuals.
Akhuwat typically offers loans ranging from PKR 10,000 to PKR 150,000, depending on the applicant's need, repayment capacity, and the type of business or purpose of the loan.
Yes, women are highly encouraged to apply. Akhuwat promotes gender inclusion by offering special support for women entrepreneurs, including group lending models and loans tailored for women-led businesses.
Yes, Akhuwat operates in nearly every region of Pakistan through a network of branches in both urban and rural areas, making interest-free loans accessible nationwide.
Applicants usually need to submit a valid CNIC, proof of residence, two passport-sized photos, business plan or income source, and references or guarantors from their local community.
Low-income individuals with a stable residence, no criminal record, and a workable business idea or existing microenterprise are eligible. Preference is given to socially responsible, needy applicants.
Applicants need their CNIC, utility bill copy, business information, local references, and often a guarantor. Specific requirements may vary by loan type and branch policy.
Borrowers repay in small monthly installments, usually over 10 to 36 months. Repayments are made at local branches. Akhuwat encourages community accountability to maintain high recovery rates.
Yes, Akhuwat offers education loans to deserving students. You must provide admission proof, fee structure, and academic documents to apply through the Akhuwat Education Services division.
Akhuwat’s model relies on social collateral, community engagement, and moral responsibility. Local mosques and community leaders help monitor, and borrowers are encouraged to maintain trust and repay responsibly.
Repayments are usually made monthly at the nearest Akhuwat branch. Borrowers can also make advance payments. The process is simple and transparent, with no interest charged.
Loan processing typically takes 2 to 4 weeks. After submitting the application and documents, a verification visit is conducted. If approved, funds are disbursed shortly after.
